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I just checked my credit on annual credit report and I noticed that the care credit account is listed twice on credit report.
Positive Account
States closed and paid as agreed
Negative Account
Reporting 120+days past due as of 3/2017
Same account number for both. Why would it be reporting this way? Is there anything I can do about this?
yeah i guess that does make sence. The one reporting closed/ paid as agreed is the actual trade line and the one under negative items is the fact that you were later 30/60/90 etc days at one point. I could be wrong though but thats seems normal
@Anonymous wrote:yeah i guess that does make sence. The one reporting closed/ paid as agreed is the actual trade line and the one under negative items is the fact that you were later 30/60/90 etc days at one point. I could be wrong though but thats seems normal
Huh? It makes no sense. Sorry, but your wrong.
OP, is it actually closed and paid as agreed? Or did you have drerogratory reporting on it? Which one?
Just for clarification this is what the account is stating on my credit report:
Equifax Transunion Experian
Company: Syncb/Care Credit " " " " " "
Date open: Sept 2012 " " " " " "
Status date: Feb. 2017 " " "
Condition: Open " " " " " "
Last Activity: June, 2013 Nov, 2013 Not available
Balance: $938 " " " " " "
Status: Charge off Charged off as bad debt Unpaid balance report as loss by credit grantor
LATE 90 plus days 27 times as of Feb 2017 None reported Collection
SAME ACCOUNT LISTED AGAIN
Equifax Transunion Experian
Company: Syncb/Care Credit " " " " " "
Date open: July 2006 " " " " " "
Status date: Sept 2016 " " " " " "
Condition: Open " " " " " "
Last Activity:
Balance: $0 " " " " " "
Status: Pays account as agreed " " " " " "
Just need help with what to do with this? I'm learning
@Jayla127 wrote:Just for clarification this is what the account is stating on my credit report:
Equifax Transunion Experian
Company: Syncb/Care Credit " " " " " "
Date open: Sept 2012 " " " " " "
Status date: Feb. 2017 " " "
Condition: Open " " " " " "
Last Activity: June, 2013 Nov, 2013 Not available
Balance: $938 " " " " " "
Status: Charge off Charged off as bad debt Unpaid balance report as loss by credit grantor
LATE 90 plus days 27 times as of Feb 2017 None reported Collection
SAME ACCOUNT LISTED AGAIN
Equifax Transunion Experian
Company: Syncb/Care Credit " " " " " "
Date open: July 2006 " " " " " "
Status date: Sept 2016 " " " " " "
Condition: Open " " " " " "
Last Activity:
Balance: $0 " " " " " "
Status: Pays account as agreed " " " " " "
Just need help with what to do with this? I'm learning
These have different opening dates. They are two different accounts.