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Synchrony Success!

Auto Loans for ANY Credit Situation. Immediate Response.
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Valued Member

Synchrony Success!

I e-mailed a GWL to Synchrony about 4 late payments on my Rooms To Go account last week.  Never heard anything back from them, but received a CK credit alert today and found out that not only did they remove ALL of the lates, they also retroactively removed all of the late fees that were applied to the account due to those late payments.


So 4 lates were dropped, and they took our balance from $549 to $298 overnight!  Wow, I don't even know what to say!


Road to recovery started 7/2018

Message 1 of 19
Regular Contributor

Re: Synchrony Success!

Hooray! You never know if you don’t try!

07.18 -
08.09 -

Current cards: AMEX Blue Sky, PayPal 2% Cashback, Discover It, Capital One Quicksilver, Capital One Quicksilver, Lendup Arrow, Merrick Bank

Future Card wants: USAA
Message 2 of 19
Valued Contributor

Re: Synchrony Success!

Wow, this gives me hope. I have lates spread around on about 3 cards. 


Synchrony really seems like a good company. 


Thanks for sharing. 

Rebuilding and Reducing Debt, is my game plan.
Message 3 of 19
Frequent Contributor

Re: Synchrony Success!

Wow - amazing - way to go - congratulations!

Message 4 of 19
Senior Contributor

Re: Synchrony Success!


Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores

Message 5 of 19
Frequent Contributor

Re: Synchrony Success!

Can you PM me the email you used?

Message 6 of 19

Re: Synchrony Success!

Can u PM me the letter u used I have 2 missed payments that dropped my score 80 points
Message 7 of 19

Re: Synchrony Success!

That’s really good! Congrats
Starting Score: 454
Current Score: 643
Goal Score: 670

Take the myFICO Fitness Challenge
Message 8 of 19
Frequent Contributor

Re: Synchrony Success!

I love a good success story!

Message 9 of 19

Re: Synchrony Success!

Super! Would like you to PM contact information/email please.


Message 10 of 19
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