I burned a number of Synchrony cards along with Discover in my BK. How good is their memory? I've read that Discover _might_ let a person in after a short amount of time but... no luck for me yet (6 months after DC). I try once in awhile for the hell of it, my denial letter always says -
Status of existiing/prior Discover card account.
Today I checked Synchrony to see if I'd pre-qualify for their Amazon card that they keep putting in front of my face everytime I place an order. They said no. I'll receive the specific reasons in the mail.
I really don't care if I get these cards now but wondering if they can be on my radar in the future?
Cap 1 we seriously burned in my BK. We're talking a forest fire for them! They are the first company to let me back in.
I'm just shy of 5 years and Discover still won't love me.
I didn't burn Synchrony but also haven't tried with them.
I IIB Discover and Synchrony, but have never tried to get back in with them. I didn't like them much the first time around. I hear that Discover is hit-and-miss. For some they are forgiving, for others not at all.
I tried Discover's pre-qualification page for their secured card after I posted this. I was denied for that too.
I just posted a similar question although mine was in CO status and I paid that in full via a third party. Hopefully they let me back after some few months
Amazon secured card? I've tried but synchrony won't even approve me for the secured card.
Oh, no. Discover. I forget replies here don't auto quote the post you click reply on.
I owed them $555 charged off back in 2017. Would fall off in a year but 1) want to possibly have a Discover card one day 2) trying to improve my score quickly and it's only $555
I was actually able to just get approved for Discover again after burning them in 2016. So 7 years was my timeline apparently. It also was removed my from reports so maybe they go by the normal 7 year timelines that CB's do?
@OniStringer wrote:I was actually able to just get approved for Discover again after burning them in 2016. So 7 years was my timeline apparently. It also was removed my from reports so maybe they go by the normal 7 year timelines that CB's do?
You're the second DP I've heard of that seems to have had that approval after 7 years.
@masscredit wrote:I burned a number of Synchrony cards along with Discover in my BK. How good is their memory? I've read that Discover _might_ let a person in after a short amount of time but... no luck for me yet (6 months after DC). I try once in awhile for the hell of it, my denial letter always says -
Status of existiing/prior Discover card account.
Today I checked Synchrony to see if I'd pre-qualify for their Amazon card that they keep putting in front of my face everytime I place an order. They said no. I'll receive the specific reasons in the mail.
I really don't care if I get these cards now but wondering if they can be on my radar in the future?
Cap 1 we seriously burned in my BK. We're talking a forest fire for them! They are the first company to let me back in.
SYNCB will be YEMV and may take a while if IIB, especially for the Lowes and JCP that were IIB.
What did the denial letter state for the Amazon store CC @masscredit?