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Synchrony success!!

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New Contributor

Synchrony success!!

I have two synchrony charge offs: Ashley furniture and Walmart, which have been sold to portfolio recovery.

I settled the Walmart account with portfolio recovery last year and plan to settle the Ashley furniture one this month.

In the mean time I've been sending goodwill letters to synchrony for deletion. After 4 letters synchrony back saying that they would not delete, I finally recieved a reply letter last week saying they would delete the Ashley furniture account. I'm thankful, but it's odd being that the Ashley furniture account hasnt even been paid off yet. I'll take it though! I'm hoping that I will have the same luck with the Walmart account. There is hope!
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


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9 REPLIES 9
Valued Contributor

Re: Synchrony success!!

Very nice. I’ve had zero luck with them - still hoping though!


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 2 of 10
Established Contributor

Re: Synchrony success!!


@Neverturningback wrote:
I have two synchrony charge offs: Ashley furniture and Walmart, which have been sold to portfolio recovery.

I settled the Walmart account with portfolio recovery last year and plan to settle the Ashley furniture one this month.

In the mean time I've been sending goodwill letters to synchrony for deletion. After 4 letters synchrony back saying that they would not delete, I finally recieved a reply letter last week saying they would delete the Ashley furniture account. I'm thankful, but it's odd being that the Ashley furniture account hasnt even been paid off yet. I'll take it though! I'm hoping that I will have the same luck with the Walmart account. There is hope!

Can you send me the information you used I have a Sams club card with them I need removed.






Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


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Message 3 of 10
Established Member

Re: Synchrony success!!

Congratulations!!! I have had no luck with Synchrony bank. I've emailed the CEO, and I constantly get they can not delete. I have mailed goodwill letters to every address I could find. Waiting to hear something. I am paying off the collection through Portfolio now so soon I hope to be done with them but in the meanwhile, send that success this way for me please. Again, Congratulations!!!


Starting Score: 572
Current Score: 675
Goal Score: 700


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Aug 2019
Sept 2019
October 2019

Message 4 of 10
New Member

Re: Synchrony success!!

Congratulations on your success. I am in the same situation and haven’t had any luck. Can I have the information you used?
Message 5 of 10
New Contributor

Re: Synchrony success!!

I'm not sure which address worked. I have two synchrony accounts. The one that I had sucess on is the one that I've yet to pay. It was sold to portfolio. I'm trying to get the other one removed. My plan is to continue to send goodwill letters to the address found on my credit report and pray.
Starting Score: 450 Experian (Nov. 2018)
Current Score: 623 Experian 655 Transunion 618 Equifax (6/19/19)
Goal Score: 650 For all 3 myfico scores


Take the myFICO Fitness Challenge
Message 6 of 10
Senior Contributor

Re: Synchrony success!!

Good job on staying persistant. it paid off.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 7 of 10
New Member

Re: Synchrony success!!

Well I will pray for you. You are doing great so far and inspiration for me to keep going.
Message 8 of 10
Established Member

Re: Synchrony success!!

Awesome job!! I sent you a PM I would love to know the two addresses you used as well if you don’t mind.
Message 9 of 10
New Visitor

Re: Synchrony success!!

What letter did you send? And address? I’ve been trying for ages now and still no success. Can you message me what your letter said? Thanks
Message 10 of 10
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