No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
These guys apparently just buy charged off business debts and bulk sue every single name on the list. Had to hire an attorney to defend the suit and hopefully get it thrown out. What are the chances they will fight it. Amount is $21,000.
I would negotiate a settlement because I'm guessing they will pursue that amount
Is the debt legit?
Did you previously send a DV or file any disputes contesting the accuracy of the debt, and if so, what was their response?
Do you think they have sufficient documentation to support a civil complaint asserting your obligation for the debt?
Their decision as to whether to initiate a civil action will be partially dependent upon their expectation that they can meet their burden of proof if they bring civil action. Thus, chances are dependent upon the individual circumstances of your case.....
Were you able to get this resolved? How was working with TBF? Did they report a CO on your personal reports? Did you get it removed?