Was the basis of your prior dispute the continued reporting of current status as CO each month, the additon of CO as the prior status to your payment history profile for prior months, or the amount of the current debt balance?
A dispute is limited to the specific item of information that was asserted to be inaccurate, and thus what they verified depends upon what you disputed.
Additionally, verification of accuracy of reported information requires that the creditor conduct an investigation and report their finding back to the CRA. The dispute process generally does not require that they submit proofs or document the validity of their verification.
If they verify and you still disagree, you can then file a civil action and get the reasonableness of their investigation and verification reviewed on a factual, evidentary basis by the courts.
Your remedy for obtaining info on the amount of the debt may likely be under state repo laws/regs rather than under the FCRA dispute process..
Verification of the amount of remaining debt after a repo is normally coverred in detail under state repo statutes, which usually require notificaiton to the consumer of the net remaining debt after their sale of the vehicle.
I would suggest contacting your state or local agency that regulates repo requirments for pursuit under those statutes or regulations of mandatory disclosure of basis for net debt after a repo.
