I disputed any accounts that were in collections, late payments and anything that was about to be 7 yrs or possibly 6yrs old. Some worked, while others didn't. The ones that didn't,, I sent a DV to them and a few of them remove them because they couldn't validate. Others validated them so I did a PFD and they agreed and I paid them and they remove them. The others I sent out GW letters that I am waiting on them to respond too.
