TU and EX conflicting info!

[Anonymous]

My EX shows a an account with a "FC" for 12/2015 and TU shows the same account as "OK". 

Is it possible to get that "FC" taken off of my EX? 

[calyx]

is "FC" accurate?

[Anonymous]

Yes it is accurate

[Horseshoez]

---

@Anonymous wrote:

Yes it is accurate

---

Then your odds of getting it taken off are pretty slim.

[calyx]

In addition, your odds of having TU being updated to reflect the FC are good if you dispute it with EQ.  Some companies will update to all bureaus when they confirm the derogatory with the CRA requesting the information.

Essentially, there's not much you can do.  If you brought the account current/paid it off, you could write goodwill letters asking the lender to have the tradelines/negative information removed from your reports but it could be a longshot.