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Hey,
I had my husbands accounton my credit to improve me credit scores and I was going through a lending process and was told that I needed to take them off, so I did.
They were in good standing, no high balance or anything, but I removed them.
Looking in one of the credit reporting sites, I am seeing the status as terminated....that sounds like it's not something good. What should the status be on something like that? Closed? should I call the company to se eif that is something that they will update?
@Anonymous wrote:Hey,
I had my husbands accounton my credit to improve me credit scores and I was going through a lending process and was told that I needed to take them off, so I did.
They were in good standing, no high balance or anything, but I removed them.
Looking in one of the credit reporting sites, I am seeing the status as terminated....that sounds like it's not something good. What should the status be on something like that? Closed? should I call the company to se eif that is something that they will update?
That is the way its supposed to report when you cancel AU status, if its a good account just leave it alone.
Scroll down to the last post from Mod @gdale6
https://ficoforums.myfico.com/t5/Credit-Cards/Responsibility-Terminated/td-p/3878287
Great explanation. I dont copy others replies. Hope that helps!
And Welcome to the Forums!!!!!!
@gdale6 wrote:
@Anonymous wrote:Hey,
I had my husbands accounton my credit to improve me credit scores and I was going through a lending process and was told that I needed to take them off, so I did.
They were in good standing, no high balance or anything, but I removed them.
Looking in one of the credit reporting sites, I am seeing the status as terminated....that sounds like it's not something good. What should the status be on something like that? Closed? should I call the company to se eif that is something that they will update?
That is the way its supposed to report when you cancel AU status, if its a good account just leave it alone.
Ha! Beat me by 2 mins