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Thank you all here for your advice. I was on 623, now on 735!!! Delighted, thanks to myfico! Got the one collection deleted and got a secured card from cap1
Congrats!
Movin' on up!!
Congrats!! HUGE improvement! Was that in just a little over a month??
Good god, nice boost!
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
A month's work there alright, Experian FAKO is 725 and credit karma FAKO is 635? Anyway the Fico score is what matters I guess!
Can you tell us what you did to get eras deleted? & congrats!
Sent a PDF to the collection agency. Think they agreed as I caught them reporting shadow payments!
Awesome job, congrats!!!
@Edk83 wrote:Sent a PDF to the collection agency. Think they agreed as I caught them reporting shadow payments!
What are shadow payments?
It seems some creditors will list false payments. Unkown why, unless to change the DOLA which is irrelevant. Now if they change the DOFD because of false payments, that's a huge issue.