Just wanted to say how grateful I am for such a wonderful forum and such great members! So many of you have helped me with my credit journey which has been such a blessing and even helped me buy my first home!
I went from having 2 (paid) CO's, 11 collections and 1-30 day late to currently only having 2(paid) collections, 0 lates, but still have those 2 dang CO's. My score has increased roughly 120 points since last Spring and I cannot say thank you enough!
Thank you to all of the wonderful members that have passed along valuable information, it is so greatly appreciated! I try my best to help those out that I see posting about past creditors/CA's I have dealt with and feel it's a responsibility to help someone else out since I myself was helped. I'm still GW'ing those last 2 collections and CO's hoping to gain some ground on those. If all else fails, they're set to fall off by 2014. Still a ways off, but at least I'm getting there :-)
05/31/2013 672 EQ (Fico), 03/08/2012 697 TU (Fico)
Closed on my first home 12/07/11! Officially a homeowner, thanks to this forum!!!
Starting Score: EQ = 550; TU = 491(2/10/12)