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Thanksgiving update

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Anonymous
Not applicable

Thanksgiving update

As of today I am happy to say my FICO 8 scores are EX 609, EQ 580 and TU 591. Experian has not updated my balance on Victoria's Secret yet but is showing Portfolio Recovery as paid off. EQ hasn't updated VS and still shows a $206 bal with PRA, and TU hasn't updated VS, or Fingerhut, and still shows $411 owing to PRA. Overall, with only 4 months in, I'm pretty happy with my progress. Just another reason to be Thankful today.

Happy Thanksgiving everyone 😁
8 REPLIES 8
OmarGB9
Community Leader
Super Contributor

Re: Thanksgiving update

Grats on the rebuilding! That PRA should fall off soon enough!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 9
Rebuild2019
Valued Contributor

Re: Thanksgiving update

Happy Thanksgiving 🍽🍁🦃 @crazedforcredit

Good luck with your progress. It’s always a good feeling when you start to see those FICO numbers going up.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 3 of 9
gdale6
Moderator Emeritus

Re: Thanksgiving update

Grats to all your continued success Smiley Happy
Message 4 of 9
AllZero
Mega Contributor

Re: Thanksgiving update

Congratulations on your success!
Message 5 of 9
Chestnut1
Regular Contributor

Re: Thanksgiving update

Thats a very encouraging growth from where you've started originally. Good Luck going forward. Lets keep this fight on. Happy holidays.

11/10/18 EX: 540 TU: 525 EQ: 535
10/20/19 EX: 671 TU: 665 EQ: 671
11/07/19 EX: 676 TU: 673 EQ: 676
12/31/19 EX: 669 TU: 679 EQ: 673
01/06/20 EX: 670 TU: 682 EQ: 682
Paid Charge off to $0 in Dec 2019, reported Jan 2020
01/15/20 EX: 666 TU: 655 EQ: 660
02/07/20 EX: 676 TU: 668 EQ: 668
05/08/20 EX: 685 TU: 685 EQ: 682
05/18/20 EX: 690 TU: 685 EQ: 682
03/16/21 EX: 702 TU: 697 EQ: 700
04/20/21 EX: 705 TU: 700 EQ: 702
04/19/22 EX: 716 TU: 705 EQ: 716




Mortgage Middle Score 682 (Old)
Mortgage Middle Score 706 (New)
Message 6 of 9
Anonymous
Not applicable

Re: Thanksgiving update

Congrats, I just paid off 2 75$ collections and a 510$ credit card + opened up a 200$ card and raised my score 84 points from 520 to 604. only Equifax has updated, still waiting for my other scores.

Message 7 of 9
FireMedic1
Community Leader
Mega Contributor

Re: Thanksgiving update

Keep it going! The light is getting brighter at the end of the tunnel! Congrats!


Message 8 of 9
hpotterfan77
Regular Contributor

Re: Thanksgiving update

Nice and congrats!  I am into my own journey...again and I'm seeing slow but steady progress as well.  In another month or 2, I should be in even better shape myself.  Keep up the good work!

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 9 of 9
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