I got approved for a B of A account yesterday and I called the SS Administration to have my direct deposit switched from Account Now (Metabank) to B of A. Today my score got nicked from 557 to 548 because Account Now put a "closed by credit grantor" notice on my report. Except I'm still able to log into my account and it says it's active. All I did was remove the Direct Deposit notice from it... Fortunately, it doesn't say I owe them anything (because I don't) but they still closed my account? Now I have to wait until my B of A card comes so that I can update my scorewatch payment info... lol. Happy days?
Starting Score: 487
@Shellemilyrose wrote:I got approved for a B of A account yesterday and I called the SS Administration to have my direct deposit switched from Account Now (Metabank) to B of A. Today my score got nicked from 557 to 548 because Account Now put a "closed by credit grantor" notice on my report. Except I'm still able to log into my account and it says it's active. All I did was remove the Direct Deposit notice from it... Fortunately, it doesn't say I owe them anything (because I don't) but they still closed my account? Now I have to wait until my B of A card comes so that I can update my scorewatch payment info... lol. Happy days?
Im not aware of bank accounts being on a CR??
Yeah, I checked the date... which said June of 2010. My account was open before that, but it was at that time and for about a 3 month period where I asked for direct deposit advances (that might have triggered a credit report record), and in October the Office of Thrift Supervision made it so that iAdvance could no longer loan money. On the bright side, I paid everything I owed so it actually registered a positive on my account. So maybe metabank meant to update that before but just forgot until now. BTW I tried to log into my account this morning and all the account history had been wiped out. The only change was removing the direct deposit link...