The CRA's say they don't share info, but how do they all get the same sort of info?
When I look at my 3 reports side by side, or all together off TrueCredit site. For the most part they all say the same thing. same tradelines, same accounts. Now my CU America First says they only report to one CRA, EXP. But TU and EQ have most all the same info.
I have been told that the big three don't share their info.
For example I have the very troublesome 30 day late on a closed heloc from last Jan. It's still on the EXP report. It was on the TU and EQ reports, I disputed and they seem to have disappeared. But Am 1st says they only reported to EXP....