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The Great Debate

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Johnmccoy2710
Valued Member

The Great Debate

So what are everyone thoughts and reasons(share personal experence) on whether to pay off your credit card balance to 0 every month before the credit card company reports or leave a small balance........and GO!

Message 1 of 6
5 REPLIES 5
MyDataMyChoice
Valued Contributor

Re: The Great Debate

many do this here... it is called the AZEO Method... 



Message 2 of 6
Anonymous
Not applicable

Re: The Great Debate

Everytime I let all my cards report a 0 balance I lose 10-14 points. If I let at least one card report a small balance, I gain those points back. So, I let AZEO do its thing.

Message 3 of 6
MyDataMyChoice
Valued Contributor

Re: The Great Debate

In case @Johnmccoy2710 doesnt know...
AZEO = All Zero Except One


Message 4 of 6
FireMedic1
Community Leader
Mega Contributor

Re: The Great Debate


@Johnmccoy2710 wrote:

So what are everyone thoughts and reasons(share personal experence) on whether to pay off your credit card balance to 0 every month before the credit card company reports or leave a small balance........and GO!


How many accounts do you have?


Message 5 of 6
Johnmccoy2710
Valued Member

Re: The Great Debate

@FireMedic1 I have 4 credit cards and 1 store card along with a revolver. I have been paying everyone one of them off to zero every month
Message 6 of 6
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