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Thoughts on how much interest I'll be paying for an 8K loan

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UNH96
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Thoughts on how much interest I'll be paying for an 8K loan

I declared BK7 in mid-May, discharged in mid-August.

I have since opened a couple of secured cards with Merrick and Elan, both with a $300 balance.

For some reason my Khols store card survived the BK7 (there was a zero balance there).

I was thinking of applying for an 8K personal loan, due to a personal issue.

 

My current scores as of Nov 16, 2018, post-discharge:

EX 641 TU 650 EQ 677

 

Thoughts?

 

 

 

BK7 discharged 8/2018
Fico 8 11/20: EX 675 | TU 675 | EQ 684
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1 REPLY 1
Anonymous
Not applicable

Re: Thoughts on how much interest I'll be paying for an 8K loan

It all depends on how much your interest rate will be. I just checked ck for a 10k loan says I would pay $6,487 in interest (35.99%) over 36 months. Your scores are a tad better than mine but at least you have a general idea.   

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