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I currently have a WF Propel (3k SL) which I received 4 months ago (3-27), which is the only open account on my credit report. I have a closed account (~ 14 years) which is due to drop off within the next year. My goal is to obtain 3 more cards, in order to thicken up my file. I'd like to do this sooner, rather than later, since I'm also planning to pursue an auto loan in about a year.
I plan to apply for the following cards, starting at the end of this month: Chase Freedom, PayPal MC, and Discover.
I would prefer to apply for all three at once, but I'm concerned about any AA that may occur as a result. If such is the case, how much time should I wait between apps?
Any insight/suggestions are appreciated.
Thanks.
Ok, I'll wait until after my 6 months is up.
So, after that, it's OK to app for both Chase and Discover at the same time without concern?
Note: I've tried a few times for Discover's Prequal offers, and the second-to-last time I was approved for both the Cash Back and Chrome (although this most recent time I was declined, with no report changes in the interim), although I didn't receive an APR (which I guess is indicative of a firmer offer). My score has been depressed due to my high reporting util, however (which I will address before apping for any other cards).