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I used to have a WAMU credit card that was charged off to a CA that I settled for less than the balance. I called the CA up today and asked them on the remaining balance, to hopefully do a PFD, and was told that the amount that was forgiven was $1,767.57. For some reason I originally thought it was a lesser amount and would be willing to do a PFD, however, at $1.7k I am not sure if it is worth it to PFD or just wait for it to fall off my reports.
Per Equifax my Date of First Delinquency per the CA is 12/2007 and the Date Major Delinquency First Reported is 6/2008. But for my WAMU card it was 11/2007 and 5/2008.
Any thoughts?
Side Note: I do have two other negatives besides this Settled in Less than Full, my WAMU chargeoff and a AMEX collection