No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I agree with everyone to get rid of the baddie....oh my gosh, I'm so tired from dragging that "collection anchor" (good choice of words @Imthedevil) for seven years, I don't recommend the toll it takes on you. If you do settle and before you do settle, get everything (all agreements) in writing from CA and file it in a safe place forever. Good luck to you!
@ImTheDevil.....I got 57 pts. back in Nov. (that was my last one) I got a total of 101 pts. when 5 were removed between Sept and Nov.
As an update! I took the chance and paid the full balance and they did in fact delete it from my credit report!! Woohoo! It gave me quite a boost!
Yay! Congratulations, Super happy for you So your reports are all clean now, right?
@Anonymous wrote:As an update! I took the chance and paid the full balance and they did in fact delete it from my credit report!! Woohoo! It gave me quite a boost!
Ehhhh I just posted one other topic. I have ONE open collection acct from 2014 I wasnt even going to mess with so I didnt bring it up. BUT being that I had great advice on having this one removed.. I figured I'd ask what I could/should do about it.
@Anonymous wrote:Ehhhh I just posted one other topic. I have ONE open collection acct from 2014 I wasnt even going to mess with so I didnt bring it up. BUT being that I had great advice on having this one removed.. I figured I'd ask what I could/should do about it.
Ah.. Cavalry Portfolio. I know the name but I've never dealt with them so clueless about how they are with removals. I'd pay / settle it only if they would agree to delete. You should search the forums for 'Cavalry Portfolio' and see how others have dealt with them... & if they've had luck with deletion.