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I found time to email them again today. I tried this method back in Feb for a charged off settled account on my husband's reports from 2014. They sent a letter back saying they were reporting accurately but I noticed from the credit reports pulled before their response that they were in fact not reporting correctly and changed things after the letter. I pointed this out in the letter and they are still reporting inconsistently on a couple of issues so I pointed that out to them as well. Hopefully this result in deletion. There needs to be something done about this company. They are terrible. I could never get their website to work to log on to make payments. Of course, when you mailed the payments they would mysteriously end up late no matter how early you mail them. Google yields several complaint site where this seems to be the norm for them.
did you include snapshots Creditplz? that seems to have helped my case. I was very detailed with bullet points and all. Best of luck everyone.
I have to accounts with FPB dated 2008 and 2009.
Both are closed/derogatory in June 2011
i want to try this method but have a question.
-I notice on the template that the account number is listed. I do not have this info. How would I go about retrieving it or could I reference other sensitive into like name/dob?
I also would like to thank the op for listing this valuable info and the one previously as well
thank you you in advance.
I just sent this as well.
They have me with a very late DOFD and I tried reason but the collection place its with isnt a reporting agency so they will do nothing to reach an agreement.
Hope this works for me!
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Just sent my detailed email in. #fingerscrossed