Another month down another month with no lates and postive steps to rebuild credit. I'm hoping that my only 90 day late, which occured in Nov 2007, will get a score bump when it makes 5 years old tomorrow. Guess I'll have to wait and see if SW gives me an alert.
Keep it going Duncan, and if you need a place to crash for a month, give me a holler. Oh, and bring your NFCU member # with you. 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Shogun wrote:Keep it going Duncan, and if you need a place to crash for a month, give me a holler. Oh, and bring your NFCU member # with you.
The number is 12345 or wait...maybe it was 1234567890. I can't remember if its the combination for my luggage or my member number.
Checked USAA and CK. My 90 day late making 5 years old didnt seem to give me any score boost at all 
(I know they are FAKO but they generally trend in same direction.) When my UTIL updates in a couple days on Walmart then I'll pull my TU and EQ scores and get a better feeling of where I stand.
Here is hoping that my 30 day late on a different account making 2 years old next month gives me a little boost.
Sometimes the increases come as a surprise!! Enjoy the great progress you have made so far!!! It will come...promise!!!
And I would like your member number too!!! 
Thanks. I just really want my EQ score to break the 680 point. I've sent another round of letters to Verizon Wireless and will try one more time to get my car loan with Cap1 deleted. (going to try the PFD approach with them and refi the car with another lender if they would remove the tradeline).
I feel the same way!!! Each month is a month closer until my baddies falling off. June 2015 I will be sitting pretty: no baddies, no lates, 3 paid car loans, 6 credit cards, 1 personal loan....and I will be ready for a mortgage! :0) At this point I'd rather starve then be late or get another collection!
Watching my credit like a hawk is sometimes exhausting but so rewarding! I just cannot wait to get it up into the Good/Very Good category!
)
Your doing a great job. Keep up the good work.... I am in the same boat as you and hopefully I see something good soon too!