@Anonymous wrote:$84 a year for a subprime card is quite a bit. Especially when it only reports to one bureau. Yes, it will do you a little good, but at a pretty high cost in the long run. The CL isn't important at this stage (as long as you keep your UTIL down). It's simply a matter of building up a track record of on-time payments that increases your score.
I admit that I have an OpenSky secured card with a $300 limit and an annual fee of $35, which isn't very good. A year ago my scores were in the high 500s and that card helped quite a bit so I understand where you're coming from. It's just that there are better options out there for rebuilders.
x2
@Anonymous wrote:
ADD:
New Coast Direct= 5k
DSX Design= 5k
Same deal as My Jewelers Club, you have to pay but it's so worth it to help keep utilization down😊
Happy Building Everyone!
Thanks for the info OP for the info on so many cards i didnt hear about !!! 
Here is my experience...
DSX is Practiclly out of Business, they are no longer reporting and seems they had their credentials revoked. (lost more than $100 here).
Horizon Gold Card $30/mo fee seems to be huge and i feel there are other revolving cards out there
I got My Jewelers and got $5k but the starting cost is $200+ and report to all 3
I got Fingerhut for $0 and got $2.5K and report to all 3
I got Shopsimplio for $69/yr and got $3.5K and report to TU & EQ
Heard about NEW coast... But seems like another MyJewelers kind of $200+ to get started - Worth it?