Transunion Early Exclusion- Filed Online, Still in Process

[jade200]

After doing a ton of research, I bit the bullet and asked for early exclusion on a USAA account, through TU's online process. I selected "other" and wrote "I do not dispute the accuracy of the information listed in the tradeline. I kindly request early exclusion for this account". I also asked for a few incorrect address and incorrect work spellings to be deleted at the same time.

Many on this board have noted that the effect is instant. However, I submitted this on 2/21/23 and it shows "in process" with an estimated completion date of 3/23/23. I am freaking out. Anyone else have this issue?

[JoeRockhead]

I recently did an EE with them and it took them at least a good 10 days or more (don't remember exactly).... I actually got an alert on my credit reports several days before hearing anything from them, so.... I know the waiting can be frustrating but hang in there.

[jade200]

That makes me feel better. I was afraid I did something wrong. Thanks so much for the response!

[JoeRockhead]

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@jade200 wrote:

That makes me feel better. I was afraid I did something wrong. Thanks so much for the response!

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You're very welcome @jade200 . It is odd how some people get have intstant success and others don't, either way, would be great to keep us posted as to how it turns out for you. 

[jade200]

I definitely will. Thanks!

[7774x]

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@jade200 wrote:

After doing a ton of research, I bit the bullet and asked for early exclusion on a USAA account, through TU's online process. I selected "other" and wrote "I do not dispute the accuracy of the information listed in the tradeline. I kindly request early exclusion for this account". I also asked for a few incorrect address and incorrect work spellings to be deleted at the same time.

Many on this board have noted that the effect is instant. However, I submitted this on 2/21/23 and it shows "in process" with an estimated completion date of 3/23/23. I am freaking out. Anyone else have this issue?

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I used  "this account is old.... asking for An EE ..This is not a dispute " Went 5 EEs for 5 ..with instant removals .. keep it short may help 

[bass_playr]

I had this same issue, did EE request and it took around 2 weeks but they did remove it.  Hang tight, it might be that they have a lot of requests to work through.  I got a 33 point jump in my FICO 8.  Worth the wait.

[jade200]

Thanks so much for the response. The wait is scary!

[Brian_Earl_Spilner]

It was same day for me. You select dispute and then too old. So not sure what process you went through with "not a dispute".

[jade200]

After a ton of research, I selected "other" as it technically isn't a dispute. I went with the advice of many others. If I run into issues, I will call and ask for an EE, but not for a "dispute".