No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
That's not true. I just had 2 dropped immediately. Don't call, just do it as a dispute online. Pick "account too old" and you can write in the comments but I think when you pick that option, the computer does it. It comes off immediately! And what's shocking, my score went up 22 points on equifax today when I checked. Thought it was a mistake but the reason is they also removed the account that was about to fall off in 6 months!! I did not call or file a dispute. Nothing. Just came off after TU removed it. So I hope this helps. Just go online.
@MoneyMa wrote:I just spoke with a Transunion today regarding Early Exclusion. They told me that that is no longer effective as of a couple of months ago? Has anyone been told this recently? I just called today, 06/02/2020.
I don't know if it is temporary or what - if anyone can give us some guidance on that part, it would be appreciated - but I called them yesterday and was told by a rep that they no longer provided EE. Called today and anothe rep told me, then I politely asked for a supervisor, who also said they no longer provide EE. I had 2 accounts coming off November and wanted to take advantage of the EE policy. I'm hoping Experian doesn't follow. What's going on here??
@Anonymous wrote:
@MoneyMa wrote:I just spoke with a Transunion today regarding Early Exclusion. They told me that that is no longer effective as of a couple of months ago? Has anyone been told this recently? I just called today, 06/02/2020.
I don't know if it is temporary or what - if anyone can give us some guidance on that part, it would be appreciated - but I called them yesterday and was told by a rep that they no longer provided EE. Called today and anothe rep told me, then I politely asked for a supervisor, who also said they no longer provide EE. I had 2 accounts coming off November and wanted to take advantage of the EE policy. I'm hoping Experian doesn't follow. What's going on here??
I would definitely keep HUCA until you find someone knowledgable. We did this for my SO for *8* accounts on 1st of this month for an "estimated date of removal" of 12/2020! They were off his TU CR instantly!
We will be calling EX on 9/1/2020 to get those same accounts off that CR through EE. I will keep y'all posted when we do it as to what happens!
Wonder if having 16 30's isn't affecting me either lol