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Transunion Early Exclusion Policy not effective anymore?

MoneyMa
Established Member

Transunion Early Exclusion Policy not effective anymore?

I just spoke with a Transunion today regarding Early Exclusion.  They told me that that is no longer effective as of a couple of months ago?  Has anyone been told this recently?  I just called today, 06/02/2020.

 

Heart

Message 1 of 16
15 REPLIES 15
ddamage
Regular Contributor

Re: Transunion Early Exclusion Policy not effective anymore?


@MoneyMa wrote:

I just spoke with a Transunion today regarding Early Exclusion.  They told me that that is no longer effective as of a couple of months ago?  Has anyone been told this recently?  I just called today, 06/02/2020.

 

Heart


I had 8 of 9 IIB tradelines come off early when I asked in May. The 9th one was a bit early due to it being in October.

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Message 2 of 16
gdale6
Moderator

Re: Transunion Early Exclusion Policy not effective anymore?

You need to get a supervisor who is willing so tomorrow call back again.
Message 3 of 16
MoneyMa
Established Member

Re: Transunion Early Exclusion Policy not effective anymore?

Interesting.  Hmm, maybe I should call back again tomorrow!

 

Thanks for your reply.

 

Heart

Message 4 of 16
MoneyMa
Established Member

Re: Transunion Early Exclusion Policy not effective anymore?

Yes, thank you!  I think I will do that tomorrow.  When I called, the rep who initially answered told me that they were a supervisor.  I asked twice.  Hmm..

 

Heart

Message 5 of 16
FiresOut
Super Contributor

Re: Transunion Early Exclusion Policy not effective anymore?

I called for 2 months for 1 30 day late and got the round around. But then out of the blue it was gone from all 3 CRA's 4 months early. Worse part. Not 1 point gained. So in my case. That old 30 day wasnt affecting me towards the end.

Message 6 of 16
LaHossBoss
Valued Contributor

Re: Transunion Early Exclusion Policy not effective anymore?


@MoneyMa wrote:

I just spoke with a Transunion today regarding Early Exclusion.  They told me that that is no longer effective as of a couple of months ago?  Has anyone been told this recently?  I just called today, 06/02/2020.

 

Heart


My SO got 8 out of 18 derog accounts removed yesterday via EE. Rhis was true and reflected in a fresh credit pull from annual credit report just a few hours after getting an email stating that all 8 had been deleted from TU CR.

 

They are definitely doing EE still.

 

I would HUCA and speak to a different Supervisor.

 

Good luck!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 2•21 | EQ [F8 640] [F9 645] [EQ5 678] [VS3 651] | TU [F8 611] [F9 595] [TU4 629] [VS3 605] | EX [F8 612] [F9 651] [EX2 628] [VS3 589]
Goal Score: 670


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SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 2•21 | EQ [F8 665] [F9 659] [EQ5 657] [VS3 655] | TU [F8 673] [F9 659] [TU4 644] [VS3 674] [VS4 658] | EX [F8 659] [F9 664] [EX2 638] [VS3 680]
Goal Score: 670 [X] TU


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Message 7 of 16
LaHossBoss
Valued Contributor

Re: Transunion Early Exclusion Policy not effective anymore?


@ddamage wrote:

@MoneyMa wrote:

I just spoke with a Transunion today regarding Early Exclusion.  They told me that that is no longer effective as of a couple of months ago?  Has anyone been told this recently?  I just called today, 06/02/2020.

 

Heart


I had 8 of 9 IIB tradelines come off early when I asked in May. The 9th one was a bit early due to it being in October.


the one in due to drop in October should have been able to drop in May.

 

SO had 8 accounts with natural drop date in 12/20 removed on 6/1/20, yesterday, exactly 6 months early and qualified for EE no problem. Maybe the account owner (person that is reporting) refused to have it pulled early, as apparently they can decline EE on occasion.

 

Good luck!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 2•21 | EQ [F8 640] [F9 645] [EQ5 678] [VS3 651] | TU [F8 611] [F9 595] [TU4 629] [VS3 605] | EX [F8 612] [F9 651] [EX2 628] [VS3 589]
Goal Score: 670


Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 2•21 | EQ [F8 665] [F9 659] [EQ5 657] [VS3 655] | TU [F8 673] [F9 659] [TU4 644] [VS3 674] [VS4 658] | EX [F8 659] [F9 664] [EX2 638] [VS3 680]
Goal Score: 670 [X] TU


Take the myFICO Fitness Challenge



Message 8 of 16

Re: Transunion Early Exclusion Policy not effective anymore?

I called today and was told they don't do early exclusion at all. I know they do as I've had it done before. I spoke with an initial rep, then a supervisor, then another supervisor who all told me the same thing. I'm going to try tomorrow and see what response I get. 

Message 9 of 16
CM1
Valued Member

Re: Transunion Early Exclusion Policy not effective anymore?

I called yesterday got a C/O and collection removed. I asked to speak to a supervisor right off the bat and had to wait about 20 minutes but when he came on and I asked for EE, he helped me and I was off the phone in 5 minutes and they were off my report within the hour.

Message 10 of 16
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