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Transunion Early Exclusion Policy not effective anymore?

Luna3323
New Contributor

Re: Transunion Early Exclusion Policy not effective anymore?


That's not true. I just had 2 dropped immediately. Don't call, just do it as a dispute online. Pick "account too old" and you can write in the comments but I think when you pick that option, the computer does it.  It comes off immediately! And what's shocking, my score went up 22 points on equifax today when I checked. Thought it was a mistake but the reason is they also removed the account that was about to fall off in 6 months!! I did not call or file a dispute. Nothing. Just came off after TU removed it. So I hope this helps. Just go online. 


Message 11 of 16
FidelCashflow
Valued Member

Re: Transunion Early Exclusion Policy not effective anymore?

I got the same nonsense when I called TU 2 days ago. I think you just need to call and ask for the supervisor right off the bat and if they are the supervisor call back another day. I had to call at least 4x to get EX but ended up getting 6/11ee'd from EX. I am on the line with TU again as I type!

Starting Score: EX: 625 | EQ: 690| TU: 674
Current Score: EX: 733 | EQ: 692 | TU: 735
Goal Score: EX: 700 | EQ: 725 | TU: 715

Take the myFICO Fitness Challenge

Target Red Card: CL $2300Quick Silver: CL $7500Venture: CL $16800Nordstrom Visa: CL $5000Amex Gold: CL ????Amex Bonvoy: CL $3100NFCU cashRewards: CL $3000Neimans: CL $2000
Delta Platinum: CL $1700Platinum Card: CL ???Apple Card: CL $5500
Message 12 of 16
Bank007
Frequent Contributor

Re: Transunion Early Exclusion Policy not effective anymore?


@MoneyMa wrote:

I just spoke with a Transunion today regarding Early Exclusion.  They told me that that is no longer effective as of a couple of months ago?  Has anyone been told this recently?  I just called today, 06/02/2020.

 

Heart


I don't know if it is temporary or what - if anyone can give us some guidance on that part, it would be appreciated - but I called them yesterday and was told by a rep that they no longer provided EE.  Called today and anothe rep told me, then I politely asked for a supervisor, who also said they no longer provide EE.  I had 2 accounts coming off November and wanted to take advantage of the EE policy.  I'm hoping Experian doesn't follow.  What's going on here??  Smiley Sad

 

Starting Score: 550
Current Score: 652
Goal Score: 670


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Message 13 of 16
LaHossBoss
Valued Contributor

Re: Transunion Early Exclusion Policy not effective anymore?


@Bank007 wrote:

@MoneyMa wrote:

I just spoke with a Transunion today regarding Early Exclusion.  They told me that that is no longer effective as of a couple of months ago?  Has anyone been told this recently?  I just called today, 06/02/2020.

 

Heart


I don't know if it is temporary or what - if anyone can give us some guidance on that part, it would be appreciated - but I called them yesterday and was told by a rep that they no longer provided EE.  Called today and anothe rep told me, then I politely asked for a supervisor, who also said they no longer provide EE.  I had 2 accounts coming off November and wanted to take advantage of the EE policy.  I'm hoping Experian doesn't follow.  What's going on here??  Smiley Sad

 


I would definitely keep HUCA until you find someone knowledgable. We did this for my SO for *8* accounts on 1st of this month for an "estimated date of removal" of 12/2020! They were off his TU CR instantly!

 

We will be calling EX on 9/1/2020 to get those same accounts off that CR through EE. I will keep y'all posted when we do it as to what happens!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 2•21 | EQ [F8 640] [F9 645] [EQ5 678] [VS3 651] | TU [F8 611] [F9 595] [TU4 629] [VS3 605] | EX [F8 612] [F9 651] [EX2 628] [VS3 589]
Goal Score: 670


Take the myFICO Fitness Challenge

SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 2•21 | EQ [F8 665] [F9 659] [EQ5 657] [VS3 655] | TU [F8 673] [F9 659] [TU4 644] [VS3 674] [VS4 658] | EX [F8 659] [F9 664] [EX2 638] [VS3 680]
Goal Score: 670 [X] TU


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Message 14 of 16
FidelCashflow
Valued Member

Re: Transunion Early Exclusion Policy not effective anymore?

I have mixed results. I called on 6/18 and had 10 accounts removed with ee within a few hours. I spent all day 6/22 to remove 2 extra accounts that I missed. I got the run around all day and finally settled with a dispute, which the rep said was the only way. Technically the 10 accounts that were removed were "completed disputes" so we shall see.

Starting Score: EX: 625 | EQ: 690| TU: 674
Current Score: EX: 733 | EQ: 692 | TU: 735
Goal Score: EX: 700 | EQ: 725 | TU: 715

Take the myFICO Fitness Challenge

Target Red Card: CL $2300Quick Silver: CL $7500Venture: CL $16800Nordstrom Visa: CL $5000Amex Gold: CL ????Amex Bonvoy: CL $3100NFCU cashRewards: CL $3000Neimans: CL $2000
Delta Platinum: CL $1700Platinum Card: CL ???Apple Card: CL $5500
Message 15 of 16
Dmessina666
Frequent Contributor

Re: Transunion Early Exclusion Policy not effective anymore?

Wonder if having 16 30's isn't affecting me either lol

Message 16 of 16
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