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pulll your reports from www.annualcreditreport.com for free from all 3 bureaus. From there find this account and list the details. We need the DoFD and more details on this account.
What state are you in?
I'm in New Jersey. I just called the court where the judgement was suppose to be filled and was told nothing has been filed as of yet. I know this agency freezes bank accounts and garnish wages without notice. I'm trying to see what I can do "before" all of the drama I'm going to pull my report from all three now.
@Anonymous wrote:I'm in New Jersey. I just called the court where the judgement was suppose to be filled and was told nothing has been filed as of yet. I know this agency freezes bank accounts and garnish wages without notice. I'm trying to see what I can do "before" all of the drama I'm going to pull my report from all three now.
I don't think anyone has the authority to freeze your bank accounts except for Government and your own bank.
and if they are passed legal timeframe to collect they won't be able to obtain judgement either I don't think.
B.S. !!!!!!!!!!!!!
A debt collector cannot freeze bank acounts or garnish wages unless under a prior court order.
Being the USA, you have a right to present your case in court priior to any legal judgemt by s court.
CAs dont "file a judgment." They file notice to you of legal action, and then you defend yourself in court.
Only the court renders "judgment."
Tell us two things. One, what are the dates of delinquency on the account for which they are treatening bansishment to a gulag archepelago, and , two, what is your state statute of limitations?
If your state SOL has expiired, then let them take you to court. You then have an obolute grounds for dismissl. Bang! Gavel down! Case dismissed.
Thanks RobertEG! For some reason, this Agency gets away with it. Take a look at this: http://www.complaintsboard.com/complaints/pressler-and-pressler-c47053.html
http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=275528
Here's what's showing on my CR. The SOL in NJ is 7 years.
Status: Collection account. $709 past due as of Sep 2010. | Status Details: This account is scheduled to continue on record until Jun 2014. This item was verified and updated on Apr 2010. | |||||||||||||
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Account History: Collection as of Jul 2010 to Sep 2010, Feb 2010 to May 2010, Jul 2009 to Sep 2009, May 2009, Mar 2009, Feb 2009, Dec 2008, Aug 2008 to Nov 2008, Dec 2007 |