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Trying to get a card to rebuild credit

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myjourney
Super Contributor

Re: Trying to get a card to rebuild credit


@shawn5814 wrote:

Yea I'm kinda counting the days until they're gone. The cap1 card is an unsecured card it was with hsbc until the transition.


The securd card is perfect for you right now 

You'll have 2 revolving TL's reporting should you be approved and if I were you I would garden and watch scores, AAoA climb INQ's age until SL's fall off and you should be golden/good to go.

 

Anything else Car,mortage / installment loans you already have will just add icing to the cake

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 12
shawn5814
New Member

Re: Trying to get a card to rebuild credit

Thank you I do appreciate the help. That sounds like the avenue I'm going to take.

 

Message 12 of 12
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