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my fiance and I are trying to fix his credit so that we are able to get a home loan. He is a veteran and is able to qualify for the VA guarantee of up to 36k(with approved credit). His credit is horrible though, we don't have copies yet, but I have seen numbers off of credit karma(540 and one lower) this is what I know is on his credit: a vehicle loan that his ex-wife was to assume per their divorce agreement, several old accounts that are closed with a zero balance, direct TV, sprint and an eviction. The debt that is owed, I have quite a bit of money to pay in full now, but I honestly don't know what or how to go about these things. The eviction, was settled. Please help!!
*from what I can see there are 7 closed accounts with no missed payments(that's good right?) And 4 or 5 accounts we need to settle. How quickly can we get it raised?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |