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Two CA's reporting same debt

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FLAJenn
Regular Contributor

Two CA's reporting same debt

One is showing on TU as one CA and on Equifax and Experian it shows as a different CA trying to collect on the same debt, is that allowed?

 

On TU and Experian it shows:

Collection on debt to: Inphynet Contracting Serv

The collection agency "Comnwlth Fin" was hired to collect a debt of $561 originally owed to "Inphynet Contracting Serv" on account number "XXXXXXX16N1".

Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Original lender [?]Account number [?]Account holder [?]Account descriptions [?]

Comnwlth Fin
$561
$561
Oct 01, 2012
Inphynet Contracting Serv
XXXXXXX16N1
Individual

Placed for collection

 

On Equifax it shows: The CA is Northeast Credit and Collect

Collection agency [?]Original balance [?]Current balance [?]Date assigned [?]Original lender [?]Account number [?]Account holder [?]

496YC03868
$561
$561
Oct, 2012
Inphynet Contra
XXXXXXX16N1
Individual

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

        

 
 
 
 
 
 
 
 
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Two CA's reporting same debt

It looks as though they were assigned the same day but only one of them can attempt to actively collect.

 

I would send a DV to each of them.

Message 2 of 6
icloud2525
Frequent Contributor

Re: Two CA's reporting same debt

Commonwealth financial and northeast credit and collect are the same company.  They report under whatever name they feel like I suppose.

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Message 3 of 6
Anonymous
Not applicable

Re: Two CA's reporting same debt

Then it would be a duplicate account if that could be proven.

Message 4 of 6
Elcid89
Contributor

Re: Two CA's reporting same debt

Dispute both of them.

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Message 5 of 6
LifeSAVERS
Regular Contributor

Re: Two CA's reporting same debt

I just came across your post after posting mine regarding the same companies and the same situation. Commonwealth posted a collection to EX in December 2013 and than I just got a message from myFICO that there was a collection posted to my account yesterday, 2/5/2013, by Northeast Credit & Collections (on Commonwealth website, it states that they bought NCC in 2001).

 

I am wondering what steps you took and if you finally got positive results!?

 

Thank You!

Message 6 of 6
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