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UNIQUE NATIONAL COLLECTIONS

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Anonymous
Not applicable

UNIQUE NATIONAL COLLECTIONS

I was able to have this information deleted!  I do have a contact name and will pm anyone that needs this

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: UNIQUE NATIONAL COLLECTIONS

Good for you getting them deleted! I was successfully able to get them removed this year too but they were the harder of most(over a paid 17 dollar debt lol). I tried GW 2x and disputed 2x before able to get taken off. Over library books for petes sake!

Message 2 of 17
LIGHTNIN
Senior Contributor

Re: UNIQUE NATIONAL COLLECTIONS

Good to know. IME,it was for an overdue library fee, after I paid they agree to delete, one year from the date paid.

 

The collection use to stay on CR's the full 7.5 years, but a few years ago Unique National Collection and the libraries came to an agreement to delete 1 year from the date paid.

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 3 of 17
Greene718
Contributor

Re: UNIQUE NATIONAL COLLECTIONS

I would appreicate if you can send me the contact infor for this company, I have a library fee due as well. Thank You


Starting Score: EX 552 TU 652
Current Score: EQ 627 TU 715
Goal Score: EQ 670 TU 750


Take the FICO Fitness Challenge
Message 4 of 17
yomellamoFICO2013
Regular Contributor

Re: UNIQUE NATIONAL COLLECTIONS

Hi Martha75, could you share the contact info on your unique national Co PFD ? I know this post may be old, but I am on a similar situation.



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Message 5 of 17
2jst4me
Established Member

Re: UNIQUE NATIONAL COLLECTIONS

I would also like any contact info you might have

1/22/13 Fico Starting Score: 568
8/30/13 FAKO EQ 578, EX 569, TU 581
Current Score:FAKO EQ 588
Goal Score: 660

Message 6 of 17
yomellamoFICO2013
Regular Contributor

Re: UNIQUE NATIONAL COLLECTIONS

UPDATE: I sent UNC a letter asking for payment options. They replied with a letter to contact the Pubic Library.

I called my former public library and asked to get clarification on the charges. The lady said the charges will be dropped as long as I return the items.

Let see how it turns out.



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Message 7 of 17
Shogun
Moderator Emeritus

Re: UNIQUE NATIONAL COLLECTIONS

Also, as a FYI, Unique National Collections is unique.  They delete after 1 year on their own, instead of the normal 7 years for CRTP.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 17
Sweets8E
Frequent Contributor

Re: UNIQUE NATIONAL COLLECTIONS

I had a collection account appear from Unique National Collections for a past due library fee (back in 2011). I went and paid the library directly, and Unique just disappeared like a month later. I didn't have to call or write them. YMMV.


Starting Score: 686 TU / 683 EQ 01/17/2013
Current Score: 703 TU / 691 EQ 10/04/2013 / 688 EX 11/12/2013
Goal Score: 700 across all three


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Message 9 of 17
Anonymous
Not applicable

Re: UNIQUE NATIONAL COLLECTIONS

I just had them pop up on my CRs a few months back as well...I swear...I returned my items...I had been in the hospital due to illness. The library forgave my fines because of the illness, but they still have not removed anything from my CRs.

 

If anyone has any contact information for them and the type of letter I should send (I'm new to the forum) I would appreaciate it!

Message 10 of 17
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