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And last, but not least, Equifax finally updated the Merrick Bank settlement! Very happy with the outcome of that credit repair action!
Nice! Congrats on your rebuild and very nice FICO score increases!
Congrats!! Is this with just updating them as paid/settled for less? Or is this with paid then removed? I'm in the same boat. My credit reports are all updating with settled for less, then paid, then paid for less, and closed.... but not removed (yet). My scores are jumping 30+ points with this activity so far.
@Anonymous wrote:Congrats!! Is this with just updating them as paid/settled for less? Or is this with paid then removed? I'm in the same boat. My credit reports are all updating with settled for less, then paid, then paid for less, and closed.... but not removed (yet). My scores are jumping 30+ points with this activity so far.
@Anonymous It was a charged off credit card and this is with them updating it to Paid/Settled for Less. They won't remove it, but it was killing my utilization %. I knew it would help me, never imagined I'd get that big of a bump from it though!
It has been some time, curious to know if this has fallen off your credit report yet. I noticed the close date was Jan. 24, 2017, this
@Shansx wrote:
@Anonymous wrote:Congrats!! Is this with just updating them as paid/settled for less? Or is this with paid then removed? I'm in the same boat. My credit reports are all updating with settled for less, then paid, then paid for less, and closed.... but not removed (yet). My scores are jumping 30+ points with this activity so far.
@Anonymous It was a charged off credit card and this is with them updating it to Paid/Settled for Less. They won't remove it, but it was killing my utilization %. I knew it would help me, never imagined I'd get that big of a bump from it though!
@Shansx wrote:
@Anonymous wrote:Congrats!! Is this with just updating them as paid/settled for less? Or is this with paid then removed? I'm in the same boat. My credit reports are all updating with settled for less, then paid, then paid for less, and closed.... but not removed (yet). My scores are jumping 30+ points with this activity so far.
@Anonymous It was a charged off credit card and this is with them updating it to Paid/Settled for Less. They won't remove it, but it was killing my utilization %. I knew it would help me, never imagined I'd get that big of a bump from it though!
would be the 7th year.