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*UPDATE - 70 Pt Bump! Merrick Bank / FBCS

acusix
Member

Re: Merrick Bank / FBCS

Wow! Congrats!!! This is amazing


@Shansx wrote:

@GrandBay Transunion just updated with a 55 pt bump!!! I can't stop smiling! Just waiting on Equifax now!

 

TU.png


 


Rebuilding credit. Starting scores 9/30/21:
Message 21 of 26
mommydiva
Frequent Contributor

Re: Merrick Bank / FBCS

Amazing! Congrats on your score improvement with Experian! @Shansx 


@Shansx wrote:

 

EQ and TU haven't updated yet, but EX just did and INCREASED 70 POINTS!


 

Message 22 of 26
Shansx
Established Member

Re: Merrick Bank / FBCS

And last, but not least, Equifax finally updated the Merrick Bank settlement! Very happy with the outcome of that credit repair action!

 

eq.png

Message 23 of 26
SoonerSoldier33
Frequent Contributor

Re: Merrick Bank / FBCS

Nice! Congrats on your rebuild and very nice FICO score increases!






Team Garden Club as of Oct 2021
Message 24 of 26
Kjay
Valued Member

Re: Merrick Bank / FBCS

Congrats!!  Is this with just updating them as paid/settled for less?  Or is this with paid then removed?  I'm in the same boat.  My credit reports are all updating with settled for less, then paid, then paid for less, and closed.... but not removed (yet).  My scores are jumping 30+ points with this activity so far.  

Message 25 of 26
Shansx
Established Member

Re: Merrick Bank / FBCS


@Kjay wrote:

Congrats!!  Is this with just updating them as paid/settled for less?  Or is this with paid then removed?  I'm in the same boat.  My credit reports are all updating with settled for less, then paid, then paid for less, and closed.... but not removed (yet).  My scores are jumping 30+ points with this activity so far.  


@Kjay It was a charged off credit card and this is with them updating it to Paid/Settled for Less. They won't remove it, but it was killing my utilization %. I knew it would help me, never imagined I'd get that big of a bump from it though!Screenshot_20211015-093233_Chrome.jpg

 

Message 26 of 26
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