US Collection West Judgement Goodwill

[Anonymous]

Hi All Recently I've making great strides with rebuilding my credit since joining the forum. I've seen my score jump substantially from:

Trans August 575  > October 661

Equifax August 584 > October 677

Experian August 571 > October 618

The issue is with Experian it's showing a Judgement (Public Records) from a Property Management CA which was paid this year but is still impacting my credit score. Is there a way to have this removed since the debt was settled 100%? Thanks in advance.

[RobertEG]

No.

If information is reported by a debt collector or creditor, you can always send a GW request to the furnisher requesting their deletion.

However, public record information is not reported by a furnisher, it finds its way to your credit report via searches of public record information made by the CRAs using vendors.  There is no furnisher to grant GW deletion.

[Anonymous]

Update! Went to the County Clerk office today in AZ and the nicest lady helped me. She said I really didn't have to come in at all the Satisfaction of Judgment was all I needed to give to the CRA. Said I could submit it via online through the dispute process and scan them the doc for faster processing. Still deciding on that as I heard you don't want alot of disputes on your CR. Thanks again!