sxh, tht is the VERY thing that could help your GW letter, and not hurt it.
They dont want to hear the old "my wife just left me, my dawg just died, I lost my job, the roof is a'leaking" stuff. That just paints you as a worse, and not better, credit risk.
What they want to hear is your years of future profit potential from you by sticking with them. Sure, you have to do some minimal "mea culpa," but being now paid, and recognizing your youthful credit indiscretions, having a solid job with growth, years of potential credit with them, loving their prior service, BS about wanting to keep them as your primary source of future credit, etc., are what I would emphasizxe.
Their internal GW to their potential profit margin is a real GW letter, not humanitarian GW to you.
