USAA Savings Account on Credit Report? Effect Fico?

[JasonBorne84]

I see that my savings account is shown on my credit report and the balance. Does this effect my Fico? It's listed as a new account.

[guiness56]

That is a new one for me.  They never listed mine, ever.

How is it reporting, loan, installment, revolving?

[JasonBorne84]

Equifax and Transunion

USAA SAVINGS BANK	USAA SB
Account #	XXXXXXXXXXXXX	XXXXXXXXXXXX
Account Type	Revolving or Option	Revolving account
Balance	$XXX

Experian

USAA SAVINGS BANK
Account #	XXXXXXXX
Account Type	Credit Card
Balance	$XXX
Date Opened	5/1/2013

Hmmm one says credit card and the other two say revolving?

[guiness56]

Not sure how this will affect your score.  No CL.  Unless it will be done the same as a CC that has no CL.

[pizzadude]

Is this a completely standalone savings account or is it linked with some type of overdraft line of credit?

[JasonBorne84]

I have never seen this before.

I just opened it. It's not linked with anything. I didnt even open my secure card until a few days ago. The secure card is a CD.