USCB working my nerves!!!

[teamgray]

They put 5 entries of Co-pays that were not taken care of....they only show up on experian....which is the hardest to  get to and get things deleted...whats my course of action Team FICO?

[llecs]

PFDs.

[teamgray]

Should I try and Dispute them first before I send a PFD letter

[llecs]

The only time you dispute is if they are misreporting. IMO, even if they were misreporting I wouldn't dispute because that'll increase the odds of them reporting to all 3 CRAs. Plus a dispute will hamper any PFD try.

[teamgray]

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@llecs wrote:

The only time you dispute is if they are misreporting. IMO, even if they were misreporting I wouldn't dispute because that'll increase the odds of them reporting to all 3 CRAs. Plus a dispute will hamper any PFD try.

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Good Point. I will approach the PFD angle, and I will update info Shortly...Thanks