So in my excitement of finding this forum, I may have gotten a little ahead of myself. On my larger debts, I was careful not to DV or offer PFD on any accounts that were within SOL, but I had a couple smaller ones from when I moved to another state that were well within SOL. Thought I took care of the electric and cable bills but lo and behold, apparently not. I DV'd them, one came off and the other validated. Well, they sent me something saying I owed them on their letterhead, anyway, and from what I've read here while I may not think that's validation, I guess it'll fly with them. Guess I figured that since the amounts were so small (the one that validated is $114.00) they'd accept a PFD. But after learning more on the boards, I searched the CA...Asset Acceptance...and saw that they aren't big on accepting PFD's, even for a small amount. Did I reset the SOL by contacting them with the DV even though I said in the letter I wasn't accepting responsibility for the debt? I guess it's not the end of the world and I'm bound to make a couple mistakes while trying to fix this, just wondering.
2/22/13: TU-716, EX-702, 4/24: EQ-749
2/20/14: TU-695, EQ-671
Goal: mid-700's