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VERIZON DELETION

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rightcoast
Frequent Contributor

Re: VERIZON DELETION

Please pm me contact info! They told me they cannot remove the paid collection. So I am getting the BBB involved
Ruining my credit over 100 bucks Edit.

 

You tried to hide the profanity, just not good enough.  Please keep it clean.  Thank you

 

Shogun, myFICO moderator


Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 21 of 42
Jutz
Valued Contributor

Re: VERIZON DELETION


@rightcoast wrote:
Please pm me contact info! They told me they cannot remove the paid collection. So I am getting the BBB involved
Ruining my credit over 100 bucks Edit

No offense, but this is the wrong attitude to take. While filing a BBB complaint may actually be a good route, I think that you need to approach it differently. Them reporting a collection account is not out of spite.  It is their responsibility based on FCRA. Having it removed would be an act of goodwill outside the standards set for them, in their agreement with the CRAs. The amount of the collection (or charge off I assume in this case) is irrelevant. The best way to go about the goodwill process is hat in hand, with a compelling reason why either you failed to pay, or why you deserve an exception. In addition, I would not simultaneously file a BBB complaint while trying to GW the CEO of the company. 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
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Message 22 of 42
rightcoast
Frequent Contributor

Re: VERIZON DELETION

Well it's too late I already got the BBB involved unfortunately I have tried GW to no avail. There is nothing else I can do. Yes the bill was late no excuses but it has been paid in full for over a year and is extremely hurting my credit. Should be a give and take relationship but it's definitely not so I will report them since they report me

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 23 of 42
rightcoast
Frequent Contributor

Re: VERIZON DELETION

It sucks I want the best for people but they are stomping me while I'm down I am standing up for myself. Is that wrong?

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 24 of 42
rightcoast
Frequent Contributor

Re: VERIZON DELETION

But you are probably right, filing a complaint will only hurt my chances of getting through trade deleted. I'm just frustrated

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 25 of 42
Duncanrr
Valued Contributor

Re: VERIZON DELETION

Verizon is a beast.  They ignore all my attempts at communication now (its not stopping me from trying Smiley Happy ).  What they have done is lost me as a costumer for life.  My credit report may only have a 7 year memory but mine is a life times!



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 26 of 42
rightcoast
Frequent Contributor

Re: VERIZON DELETION

I know right they turn me down I just report them withBBB monthly as they do my credit report

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 27 of 42
Jutz
Valued Contributor

Re: VERIZON DELETION

Not saying a BBB complaint is a bad decision, I just wouldn't be asking for the contact info of the company's CEO to email him at the same time you have an outstanding complaint. Let the two work independently. 

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 28 of 42
rightcoast
Frequent Contributor

Re: VERIZON DELETION

That is true thanks for the feedback!
Even the BBB complaint wiki always show on that account t

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 29 of 42
rightcoast
Frequent Contributor

Re: VERIZON DELETION

Will*

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 30 of 42
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