@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Well, then that's it... I'll certainly settle if that's the only con. I just didn't want the debt to reage.
Understandable. Payment can not reset the DOFD, though in some states it can toll the SOL. Still, since you will be getting a General Release the SOL is irrelevant.
Have you given up on hopes for a PFD? You said you tried using PlanetFeedback three times, but did you try to approach the creditor directly?
Yes, basically I've given up on PFD... I've spoken to an executive assistant 3x, 2 supervisors in their recovery department, and shot an email to a PR person early this week and I've come up blank (all of which are from the OC)... I plan one last shot when I call in to settle. I'll ask for a supervisor and I'll do the routine again... If all else fails I'll settle on the spot with a promise for a GR... Do I ask them to send it to me once I pay them? How does it work?
It's generally best to hand them the money order with one hand and get the GR in the other, but it's not always practical.
What you can do is tell them that once they receive payment and it clears, to send you a General Release. Further, I would advise paying by personal check and not a m.o. or cashiers check. On the back of your personal check add a restrictive endorsement stating that encashment of this check constitutes payment in full and a general release from future liability for this debt.
Write the account number on the face of the check and in the "Memo" section write: Payment in Full.
Save any e-mail or correspondence they've sent you and keep careful notes of who you talk to, when you talk to them and what is said.
That should suffice to cover your rear if things go sour.
