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I have three collection accounts that are set to fall off this year. I understand that the credit bureaus are different in how they keep accounts on your report. But the fall off dates are so vastly different they don't make sense.
And this has nothing to do with the fall off date already calculated.
I'm talking about fall off dates that are six and seven months apart.
The accounts in question are already off my transunion and Experian but because of the 6-month difference they remain on Equifax.
Every time I call Equifax they say that the date is accurate.
How can the fall off date be so vastly different on one credit bureau.
Thank you in advance for any replies.
In my personal experience, Equifax was the only CRA that gave me grief and still do to this day!!! They unfortunately would not correct my paid charge-off information and I decided to just leave it alone. My item is scheduled to purge on 12/1/2022 and I'm just counting down!!! Best wishes on resolving your issue with them but don't think that you are alone in your treatment.
Thank you for your response and I appreciate the encouragement.
There should be more laws regarding this. Credit bureaus have such an impact on people's lives they should be held more accountable.