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Verizon Charge Off

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New Member

Verizon Charge Off

I have a Verizon Charge off from 2013. I tried calling Verizon to do a settlement amount to which they only offered 200 off of the 2900. I really need this off of my report.  Any advice?

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Moderator

Re: Verizon Charge Off

Hi and welcome 

 

Verizon is notoriously difficult to get PFD from. 

Do you know DOFD?  

Might be close to the time you could ask for EE from TU. They will remove negatives if within 6 months from the removal date

 

Other than that, all you can really do is either take the settlement and wait it out or try for PFD. 

07/07/2020. Two years ago I learned hummus is not made out of goat cheese. Today I learned cows dont have upper front teeth.
Message 2 of 5
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New Member

Re: Verizon Charge Off

according to experian DOFD was Feb 2013 I am not sure when it should fall off I am new to rebuilding. It and a few late car payments is the only thing holding my score down  

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Regular Contributor

Re: Verizon Charge Off

you can start asking TU for EE feb 2020, it should fall off organically 8/2020, so EX ask at 5/2020, and just let it fall off EQ 

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Moderator

Re: Verizon Charge Off


@Amandaknight29 wrote:

according to experian DOFD was Feb 2013 I am not sure when it should fall off I am new to rebuilding. It and a few late car payments is the only thing holding my score down  


Well, TU allows you to ask 6 months early, so I'd give them a call in August. 

I am sure someone who's had experience with requesting EE will be able to let you know how to go about asking 

 

 

07/07/2020. Two years ago I learned hummus is not made out of goat cheese. Today I learned cows dont have upper front teeth.
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