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Voluntary Repo being reported multiple times. How can I fix????????

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scorpiyo
Valued Member

Voluntary Repo being reported multiple times. How can I fix????????

Ok so here is the story.  I voluntary repoed my car back in 2010.  The original creditor was HSBC auto finance however the baddie is showing up on my credit report THREE times.  Here is whats reporting.

 

Hsbc/Scusa


Nov, 2010
Jan, 2008
Nov, 2009
xxxxxxxx1000
Auto
$10,723
Unknown
Individual
Auto Financing
Vehicle Loan AccountHsbc Auto Finance
Mar, 2010
Jan, 2008
Sep, 2009
Mar, 2010
XXXXXXXXXX5989
Auto
$10,723
(48 Months)
Installment
Individual
Auto Financing

Vehicle Loan AccountSantander Consumer U
May, 2012
Jan, 2008
Nov, 2009
XXXXXXXXXXXXX1000
Auto
$10,723
Unknown
Individual
$301
Auto Financing

 
These accounts are all for the SAME CAR Smiley MadHow can I get this fixed where only ONE account shows up on my credit report and not THREE different accounts making it seems as though I had THREE different cars repoed.  PLEASE HELP!!!!  This is so frustrating.  THANKS IN ADVANCE Smiley Very Happy
 
Chapter 7 discharge 9/1/15

Starting scores EQ - 571 / TU - 548 / EX - 579
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Voluntary Repo being reported multiple times. How can I fix????????

Santander bought HSBCs auto portfolio around that time so I can see why it would report it twice but not sure why it reports three. I have an old HSBC CC that changed to cap 1 that I canceled a couple years back that reports as two separate closed accpunts. Not sure why it happens. Curious to hear what others have to say.

Message 2 of 3
Anonymous
Not applicable

Re: Voluntary Repo being reported multiple times. How can I fix????????

Dispute the one with HSBC.

 

It's because of the change in company name.

 

Message 3 of 3
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