Hi, all! I am seeking email information for the removal of a 30 Day late for a Wal Mart card (Serviced by Capital One). Long story short, I had some unexpected expenses earlier this year and attempted to catch up on my cards before the 30 day mark. Unfortunately, I paid two Cap One cards at the same time but one technically posted a minute after the cut off time, resulting in a 30 day late.
I have satisfactory history with the company and several previously open Cap accounts. I have never had any lates on my credit report, and this has tanked my score a bit.
Any help is much appreciated.
Cap1 will let a GW here and there fall thru the cracks and have it deleted. Maybe 0.1%. Go to ceoemail.com. You'll find the address to send your GW letters to. Plead your case and hope for the best. Bout all you can do.
Try a goodwill letter or using an excuse like the autopayment feature failed. One 30 day late shouldn't be a big problem.