Re: WOOT!!!TU up 28---now 685!!!

Duncanrr · ‎07-26-2012

I broke down and ordered TU score to match EQ I just got. While my five year old charge off is still listed it has at least updated to reflect zero balance from it's previous $190. This was hurting my UTIL. It went from 42% down to 3% (cap1 cc still not reporting) TU needs to delete it completely as per my deletion letter but just the bump in UTIL gave me 28 pts! (had 21 pt Inc in EQ to 635 also-good day). 685. I'm finally over 680 in at least one of my scores!!!

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
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wreith · ‎07-26-2012

Congrats, another step in the right direction.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800

Duncanrr · ‎07-26-2012

Thanks. I know its cost me some money on the reports below but the positive feedback in seeing scores climb is worth the money Ive spent on them!

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

Kathy4NU · ‎07-26-2012

Impressive!!!

June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
CU Visa $1000, VS $350, Chase Freedom $1000, Discover IT $2500, Home Depot: $2700, Menards $3000, NFM $3500
What's been deleted: 32 collections, 5 PR, 2 tax liens, defaulted student loans

Anonymous · ‎07-27-2012

Wow! Yes, impressive and noteworthy. I'm marking this one in the 'ole noggin for inspiration. Thank you for sharing

princechristian · ‎07-27-2012

Good Job! Keep up the good, responsible work!

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

WOOT!!!TU up 28---now 685!!!

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WOOT!!!TU up 28---now 685!!!