Ok I have a few issues with my credit but I'll try to see if u guys can help me out one at a time. SO I just had a collection account added to my credit report and my score dropped drastically. I do intend on paying it off with or without settlement and really don't wanna wait the 7 yrs for it to disappear. I'm gonna list the onfo and you guys can possibly chime in with your ideas on how to clear it up. Thanks in advance. I've seen so many success stories here and I think its about time I join the club. 
GLOBAL ACCEPT CREDIT COR
Address:
5850 W I-20
ARLINGTON, TX 76017
(817) 561-2600
Address:
5850 W I-20
ARLINGTON, TX 76017
(817) 561-2600
Account Number: XXXXXX
Original Creditor: CORINTHIAN COLLEGE 
Address Identification Number: XXXXXXXXX
Status: Collection account. $2,108 past due as of May 2008.
Date Opened: 04/2008
Type:Installment
Credit Limit:$2,108
Date of Status: 05/2008
Terms:1 Months
High Balance:NA
Reported Since: 05/2008
Monthly Payment:$0
Recent Balance:$2,108
Last Reported Date: 05/2008
Responsibility:Individual
Recent Payment:$0
Account History: Collection as of May 2008
Ok there it is, straight from my experian report. I've read about PFD letters and such. What do you guys suggest as my plan of action here?????
Edit by cheddar: Removed account number
Message Edited by cheddar on 06-16-2008 07:06 AM
WHile I'm still here I decided to post some more things I'd like some help with. How can I get this removed???? Its paid in full!!!! ANd I want and need it off ASAP! LOL
WEST ASSET MANAGEMENT
Address:
2703 N HIGHWAY 75
SHERMAN, TX 75092
No phone number available
Address:
2703 N HIGHWAY 75
SHERMAN, TX 75092
No phone number available
Account Number:XXXXXXX
Original Creditor:UNIVERSITY HOSPITAL
Address Identification Number: xxxxxxxxx
Status: Paid,Closed/Collection account.
Date Opened: 11/2007
Type:Collection
Credit Limit:$80
Date of Status:02/2008
Terms:1 Months
High Balance:NA
Reported Since: 01/2008
Monthly Payment:$0
Recent Balance:NA
Last Reported Date: 02/2008
Responsibility:Individual
Recent Payment:NA
Account History: Collection as of Jan 2008
Edit by cheddar: Removed account number
Message Edited by cheddar on 06-16-2008 07:07 AM
And one more :
NATIONWIDE RECOVERY SERV
Address:
PO BOX 1015
CLEVELAND, TN 37364
No phone number available
Address:
PO BOX 1015
CLEVELAND, TN 37364
No phone number available
Account Number:XXXXXXX
Original Creditor:SHERIDAN EMERG PHYSICIANS SVCS
Address Identification Number: xxxxxxxxxx
Status: Collection account. $3 past due as of Aug 2007.
Date Opened: 05/2007
Type:Collection
Credit Limit:$324
Date of Status: 08/2007
Terms:NA
High Balance: NA
Reported Since: 08/2007
Monthly Payment:$0
Recent Balance:$324
Last Reported Date: 08/2007
Responsibility:Individual
Recent Payment:$0
Account History: Collection as of Aug 2007
Edit by cheddar: Removed account number
Message Edited by cheddar on 06-16-2008 07:07 AM
PFD on anything not paid!!!!
Make sure you get it in writing that they will delete from any and ALL credit reporting bureaus BEFORE
EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843Sorry! Fingers got crossed....
BEFORE you pay them a dime!!!
Anything already paid---Good Will Letters. Do a search on here, as there are plenty of examples. But most will tell you on here;
personalize them to 'your' experiences and try to keep is short and to the point. And most of all---don't give up! If one doesn't work one month--try again the following!
Good Luck!
