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Welcome me to the 800 Club

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Anonymous
Not applicable

Welcome me to the 800 Club

I started my credit repair journey in March 2017 and my scores then were 600+/-10.

 

Here are my scores today.

 

It CAN be done.800 Club.png

Message 1 of 20
19 REPLIES 19
BigBS
Senior Contributor

Re: Welcome me to the 800 Club

Congrats to you!  I know it's a good feeling.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 2 of 20
kilroy8
Community Leader
Super Contributor

Re: Welcome me to the 800 Club

This is impressive! About a year and a half for you to do this. I'm guessing a lot of GW work was done?

Message 3 of 20
19eighty5
Senior Contributor

Re: Welcome me to the 800 Club

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 20
Anonymous
Not applicable

Re: Welcome me to the 800 Club

Wow! Congratulations. This gives me hope
Message 5 of 20
EW800
Valued Contributor

Re: Welcome me to the 800 Club

Congratulations!!   200-ish point improvement in a year and a half or so is amazing!  

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 6 of 20
Anonymous
Not applicable

Re: Welcome me to the 800 Club

Amen!! Congrats!

Message 7 of 20
calyx
Super Contributor

Re: Welcome me to the 800 Club

Congrats!  

Reading these positive outcomes/progress stories is always awesome.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 8 of 20
SarahJo
Established Contributor

Re: Welcome me to the 800 Club

Holy smokes, congratulations!


Present Day...Equifax: ???, TransUnion: 777, Experian: 781
Sept. 2016...Equifax: 652, TransUnion: 608, Experian: 597
Message 9 of 20
Aspireto850
Established Contributor

Re: Welcome me to the 800 Club

Fan-tastic!








Message 10 of 20
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