Welcome to the forums!
What is your overall plan? Are you just trying to clean up your credit or are you in a time crunch and trying to raise your score for an approval??
Do you have money to pay all of these baddies or do you want to pay some and leave others? I made the mistake of disputing everything on my report and it didn't end well, I still have dispute comments on my report!! If I were you I would start by getting all of your open accounts (truck) current and keeping them current. Then move on to the most recent baddie and work from newest to oldest....opened accounts, then collection accounts. You don't want to make it worse by adding charge-offs to the mix. You could start by sending DV letters, once the debt is verified, send PFD letters and see who will bite.
I have a few of the same CAs on my report: I am sending DV letters to Midland and Calvary; I suggest you do the same. I hear that Midland can be a tough customer....I called yesterday and they offered %60 settlement on the two accounts I have with them, but I am going to try for less than %50. I also have Credit Collections for Progressive, see if they will settle with you...hopefully mine will fall of this month! Keep us posted!!! Best wishes.
012019 Fico8/Mortgage Score: 
@jhoffa34 wrote:Thanks alot @newmomnewme i am all for that. i would like to buy a new vehicle asap. i already have a home that my fiance is on the mortgage and im on the deed, i feel like making 60k a year i shouldnt be riding in a 2000 tahoe with issues and a 20% apr. that brings me to my next point. this truck. 2000 tahoe 158k issue after issue, 20.9% apr and $338 per month i owe 7k and its worth 3500 part of me wants to let them repo it and fight the battle with the negative credit line on this one, i have another car from my girls mom i can use but this would be yet another negative line to overcome. I cant continue to pay $340 a month plus 700 in repair fees but im kinda screwed at this point. i am drowning in this truck and its not really reliable or i wouldnt even have an issue. i got sold a $2k bumper to bumper warranty that is a scam. either way i like the idea of paying the newest first and moving back, i also got added to 2 cards as AU so hopefully that helps me too. thanks for replying.
ok, so the truck is your decision....I can tell you this, I had lots of late payments on my auto loan that I eventually paid off in 2009 and those lates STILL haunt me. Payment history has the biggest impact on your credit and score. So would it be possible to refinance the truck???? Any possibility?? I don't know how long repo stays on your credit report, but I know the late payments are killers! Stick around and read I am sure you can find someone on here with a similar car situation and find out how they handled it. Best of luck.....it is a marathon man!!! 
That interest rate is up there for the truck loan. Have you contacted the loan companyto find out what the payoff is for the auto loan? I understand you want out of it, but likenewmom said, that late payment will hurt you. My brother was in a very similar situation, where he bought a 1999 firebird a few years back and the interest and payments were ridiculus. What he did, was bite the bullet and stick with it and then paid it off when he had the extra money to do so. Otherwise his 6,000 vehicle would've costed him roughly $12,000 if he just made the bi-weekly payments. And once he was able to pay it off and build his credit a little, he traded in the vehicle to a dealership and got a much better interest rate and car. Also, the buy-here pay-here lot he used was not actively reporting to the CRAs. He was planning on just making payments for a year and then refinance, but when he tried his credit score was roughly the same since the activity of the loan was not being reported.
Starting Score: TU 629 6/2013