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Just paid my last and final collection! $1004 with Resurgent. All charge offs and collections on my report now PAID Only school loans left and working on that now! Feel so free, never want to get in that position ever again. I feel like a weight has been lifted.
I hear paying off a collection drops your score a lot, but I still wanted to pay it, trying to be as debt free as possible before I buy my home. Hopefully the score recovers a bit before I need to get a mortgage preapproval.
Next move is to GW the heck out of Resurgent for a deletion, researching good contact info right now. Then pay all cards but one to 0 and one to 9%.
I did it, can't believe it, hard road for sure. Now I can finally get some sleep lol.
Congratulation Izzesparks on your recent acheivement. It is your testimonal that provides hope to many who are in the process of rebuilding the credit. Please keep us posted on your progress with the Goodwill Letters. I look forward to hearing more about your continued success. Happy Gardening.
Congratulations to you! An amazing feeling to have them all paid.
I begin to think even more about this as Christmas is fast approaching and (for me) knowing I don't have tons of debt anymore.
@ItsCASHual wrote:Congratulations to you! An amazing feeling to have them all paid.
I begin to think even more about this as Christmas is fast approaching and (for me) knowing I don't have tons of debt anymore.
Feels awesome doesn't it?
Congrats @izzesparks Thats how ya do it. I dont pull it out often. But this calls for a fire it up moment.....
@izzesparks wrote:Now I can finally get some sleep lol.
Yes! That's the most important part.
@FireMedic1 wrote:Congrats @izzesparks Thats how ya do it. I dont pull it out often. But this calls for a fire it up moment.....
WooHooo Thanks!! I feel honored
@GApeachy wrote:
@izzesparks wrote:Now I can finally get some sleep lol.
Yes! That's the most important part.
Yes No more OT, working 7 days in a row, working side gigs, spending all night selling old/new clothes online! Just ZZZZZZZZZZZZ's lol