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I've often wondered what the debt collectors can see on your report - do they essentially see everything you can as far as inquiries, accounts, and negative items? I have a rather nasty scum bottom feeder collector that seems to pull my report every month and I'm curious why it is being pulled as often as it is.
Thanks!
They see your full credit report.
The only restiriction upon what a party who obtains your credit report receives is if the inquiry is only for making a firm, unsolicted offer of credit or insurance.
Those so-called promitional inquires cannot receeve any account-spectic information.