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What do the debt collectors see when they pull your credit report?

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blink182
Established Member

What do the debt collectors see when they pull your credit report?

I've often wondered what the debt collectors can see on your report - do they essentially see everything you can as far as inquiries, accounts, and negative items? I have a rather nasty scum bottom feeder collector that seems to pull my report every month and I'm curious why it is being pulled as often as it is.

 

Thanks!

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1 REPLY 1
RobertEG
Legendary Contributor

Re: What do the debt collectors see when they pull your credit report?

They see your full credit report.

 

The only restiriction upon what a party who obtains your credit report receives is if the inquiry is only for making a firm, unsolicted offer of credit or insurance.

Those so-called promitional inquires cannot receeve any account-spectic information.

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